Blog by Michael Sjerven

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3.99% 5 year Fixed

July 27th, 2010
New rate special - 5 year fixed at 3.99%.

We have some other blistering HOT deals that we cannot adverstise. Please apply online if you'd like to start your mortgage pre-qualification. Also remember to get out and enjoy the sun (and don't work too hard) before the summer ends! cheers

1.80% VRM, 4.09% 5 year fixed

July 8th, 2010
Two new specials announced today - 3 year variable rate at P-.70% (1.80%) and a 5 year fixed at 4.09%. We also have a 3 year fixed at 3.40% as well as some "unadvertised" specials. If you would like to get one of these specials please apply online to start the process. Refinances, Renewals or purchases are permitted. These rates are here for a good time, not a long time.. so make sure you tak ...

3.49% - 3 year fixed

June 16th, 2010
Great new special at 3.49% (3 year fixed rate). If you want to lock in a low rate for 3 years (not 5) and don't want to go variable, then this would be your best bet! Please apply online to take advantage of this great rate today. Cheers

P-.65% ARM

June 9th, 2010
A recent rate special on variable announced at P-.65%. There are some conditions on this deal so not everyone will qualify for this rate. Please apply online to get the approval in motion!

Although the real estate market looks to be cooling somewhat, it's stil an excellent time to get a great deal on a mortgage. Feel free to call or email us anytime if you have questions.

4.25% 5 Year

June 3rd, 2010
For those who want to lock in a great fixed rate, the 4.25% 5 year Fixed is a great new deal! We do have some unadvertised options available as well, so please contact us for more details.

If you are inclined to let it ride and go with a variable rate mortgage, we have a P-.50% (2.00%) mortgage available as well.

Bring the summer on! cheers

4.35% - 5 year fixed

May 4th, 2010
A new special 5 year fixed rate just announced at 4.35%. This is the best deal in the market and for live deals only w/90 day rate hold. Rental properties would get a .15% premium added to this rate. Have a great day!

Fixed Rate Increases

April 26th, 2010
Fixed Rates keep climbing, with the 5 year "posted" bank rate now over 6%. RBC and TD have announced a further .15% increase this week. With that being said we still have some great deals on both 3 and 5 year fixed rate mortgages (see rates for pricing). Variable rates are very low, starting at 1.75% (as long as you qualify). As well, combo 50/50 mortgages (50% variable/50% fixed) are also a ...

Go Variable at P-.50% (1.75%)

April 20th, 2010
With the days of fixed rates in the 3's% over, many people are now opting for variable rate mortgages again. In fact, as of today, we recommend going with variable again. Keep in mind this is not for the faint of heart, and if you won't be able to sleep at night (worrying that your rate will go up) then it's probably not worth your stress. However, we do believe this to be the best choice and ...

3.75% 5 year

April 10th, 2010
Update, as of April 10th, we still have a 3.75% 5 year fixed rate available in some areas. As well, there is P-.50% variable product (1.75%) also on the market. Keep in mind some of these specials do have strict qualification and are not available for rate hold (live purchases or refinance only). Please fill out the online application (APPLY) on this website to lock in now! Have a great weekend.

3.75% 5 year

April 5th, 2010
As of today, it looks like we have one lender left with a low 5 year fixed rate (3.75%). If we get in application right away, there is a chance we can still secure this great deal. Otherwise 5 year fixed rates are all over 4%.
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