Vancouver BC Mortgage Broker - Dominion Lending Centres Smartymortgage

yaletownmortgage.com is your one-stop shop for all mortgage needs across British Columbia and Canada. There is a lot of confusion about mortgages these days and it’s our mission to help educate borrowers and dispel myths. Considering that obtaining a mortgage will likely be one of the largest financial transactions in your lifetime, it’s well worth the investment of your time to understand the process and available options.

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Ironically, the large majority of people in this country do not possess all the fundamental facts before securing a mortgage. These individuals rely solely on one lending institution (i.e. their bank) to get them the best deal. In many cases, however, your bank will not offer you the best available product and rate to suit your unique needs. This is the case simply because your bank can only offer you one suite of products – their own. This can result in higher interest/cost, less flexibility and many other issues. If you set time aside to gather details prior to shopping for a mortgage, you will save yourself a lot of time, money and hassles.

 Mike’s Best Bet – Variable P-.70% (2.05%)   see other rates

Given the current lending changes and credit environment, we work even harder to ensure your transaction goes smoothly. As an independent Dominion Lending Centres (DLC) broker, Michael Sjerven will work relentlessly to create a custom mortgage solution based on your individual needs. (Please read what our past clients have to say on our testimonials page.)

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Whether you’re looking at buying a home, thinking of a refinance or your existing mortgage term is up for renewal, let us do the work for you. We secure mortgages electronically in all Canadian provinces, with a focus on BC areas, including Vancouver, Surrey, North Shore (north/west van.), Richmond, Burnaby, New Westminster, Port Coquitlam, Abbotsford, Port Alberni, Nanaimo, Kelowna, Victoria, Cloverdale, Steveston, Langley, Coal Harbour, Kitsilano, Port Moody, White Rock, Yaletown, and more. Though Michael is available for appointments in a downtown Vancouver office, many transactions are performed over the phone/Internet for your convenience. If you live out of town we will take care of all your details seamlessly.

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THE YALETOWN MORTGAGE BROKER ADVANTAGE | Why Work With Us?

  • FREE Service. That's right, 95% of time we do not charge a fee as we are paid by the lender.
  • Your Premium Choice. We deliver top-notch results with our expertise and professional (licensed) service.
  • Growing Trend. Over 50% of BC home buyers are now working with a mortgage broker instead of their bank.
  • Lowest Rates. We secure the best deals from 25+ lenders. The banks are competing for your business!
  • Award Finalist. Michael was nominated for a 2010 Canadian Mortgage Award.
  • Bank Says No? We offer the greatest chance of approval with many product options.
  • It's Easy. We do the hard work and shop for you, as well as offer mobile service. *Ask about our rate guarantee.
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    Best Canadian Mortgage Rates and Calculator - Contact us now!

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    Other services: private 2nd seconds, commercial, home equity loans, construction, renewals, purchase, debt consolidation, subprime, bad credit brokers, real estate company insurance, interest only payments, 40 year amortization, intelligence centre alliance.

    3.99% 5 year Fixed

    July 27th, 2010
    New rate special  - 5 year fixed at 3.99%. We have some other blistering HOT deals that we cannot adverstise. Please ...Click here to read more detail about '3.99% 5 year Fixed'

    1.80% VRM, 4.09%...

    July 8th, 2010
    Two new specials announced today - 3 year variable rate at P-.70% (1.80%) and a 5 year fixed at 4.09%. We also have a 3 ye...Click here to read more detail about '1.80% VRM, 4.09%...'