Vancouver BC Mortgage Broker - VERICO Vivid Mortgage Inc.

VIVID Mortgage is your one-stop shop for all mortgage needs across British Columbia and Canada. There is a lot of confusion about mortgages and it’s our mission to help educate borrowers and dispel myths. Considering that obtaining a mortgage will likely be one of the largest financial transactions in your lifetime, it’s well worth the investment of your time to understand the process and available options.

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Ironically, the large majority of people in this country do not possess all the fundamental facts before securing a mortgage. These individuals rely solely on one lending institution (i.e. their bank) to get them the best deal. In many cases, however, your bank will not offer you the best available product and rate to suit your unique needs. This is the case simply because your bank can only offer you one suite of products – their own. This can result in higher interest/cost, less flexibility and many other issues. If you set time aside to gather details prior to shopping for a mortgage, you will save yourself a lot of time, money and hassles.

 Mike’s Best Bet – 4 Year Fixed 2.99%   see other rates

Given the current lending changes and credit environment, we work even harder to ensure your transaction goes smoothly. As an independent VERICO broker, Michael Sjerven will work relentlessly to create a custom mortgage solution based on your individual needs. (Please read what our past clients have to say on our testimonials page.)

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Whether you’re looking at buying a home, thinking of a refinance or your existing mortgage term is up for renewal, let us do the work for you. We secure mortgages electronically in all Canadian provinces, with a focus on BC areas, including Vancouver, Surrey, North Shore (north/west van.), Richmond, Burnaby, New Westminster, Port Coquitlam, Abbotsford, Port Alberni, Nanaimo, Kelowna, Victoria, Cloverdale, Steveston, Langley, Coal Harbour, Kitsilano, Port Moody, White Rock, Yaletown, and more. Though Michael is available for appointments in a downtown Vancouver office, many transactions are performed over the phone/Internet for your convenience. If you live out of town we will take care of all your details seamlessly. 

THE VIVID MORTGAGE BROKER ADVANTAGE | Why Work With Us?

  • Free Service. That's right, 95% of time we do not charge a fee as we are paid by the lender.
  • Expert Advice. We deliver top-notch results with our experience and professional licensed service.
  • Growing Trend. Over 50% of BC home buyers are now working with a mortgage broker instead of their bank.
  • Low Rates. We secure the best deals from 30+ lenders. The banks are competing for your business.
  • Awards Finalist. Michael was nominated for year after year 2010 and 2011 Canadian Mortgage Awards.
  • Bank Says No? We offer the greatest chance of approval with many product options.
  • Access Home Equity. Loans to consolidate debt, pay for home renovations, vacations and more.
  • It's Easy. We do the hard work and shop for you, as well as offer mobile service.
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    Each VERICO Broker is an independent owner and operator.

    Best Canadian Mortgage Rates and Calculator - Contact us now.
    Other services: private 2nd seconds, commercial, home equity loans, construction, renewals, purchase, debt consolidation, subprime, bad credit brokers, real estate company insurance, interest only payments, 40 year amortization, intelligence centre alliance.

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    Record Low Fixed...

    January 24th, 2012
    Some great fixed rate specials in early 2012. Whether you are buying a home or doing a refinance, see below for the terms....Click here to read more detail about 'Record Low Fixed...'

    3.29% 5 year fixed

    November 24th, 2011
    Current rate specials include:5 Year Fixed 3.29% - Must close by December 31st, 2011 and be primary residence, OAC.5 Year ...Click here to read more detail about '3.29% 5 year fixed'